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1300 368 112

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PROTECTING WHAT MATTERS SHOULDN'T BE COMPLICATED

Landlords Insurance for Australian rental properties

Landlord Essentials is landlord contents and liability cover for Australian residential rental properties. Your building needs to be insured separately, for example under a strata policy. Check the eligibility criteria and apply online, or call 1300 368 112.

Get a Quote

WHAT'S INCLUDED

What does Landlords Insurance cover?

A quick view of the main cover areas in Landlord Essentials. Full details, limits and exclusions are in the PDS. See the full Landlord Essentials cover summary, or read our guide: what does landlord insurance cover?

$

Theft & burglary of your landlord contents

Fire, explosion & lightning damage

Storm & rainwater runoff damage

Flood damage (where eligible)

Malicious damage by tenants

$

Malicious damage by invited guests

Cover limits are set out in the PDS

Legal liability if someone is injured at your rental

Loss of rent & tenant default (optional)

Replacement of locks & key cylinders

Tax audit representation

COVER & LIMITS

Cover & Limits

Please see below for the cover included with our Landlords Insurance. Limits, conditions and exclusions apply, so please read the PDS before you decide.

Cover

Limit

Legal & Personal Liability Cover

Terms, limits and exclusions apply. See the PDS for details.

See PDS

Landlord Contents (Carpets, blinds, whitegoods, light fittings)

Terms, limits and exclusions apply. See the PDS for details.

See PDS

Malicious Damage by Tenants or Invited Guests

Terms, limits and exclusions apply. See the PDS for details.

See PDS

Loss of Rent & Tenant Default (Optional)

Terms, limits and exclusions apply. See the PDS for details.

See PDS

Fire, Explosion & Lightning Strike

Terms, limits and exclusions apply. See the PDS for details.

See PDS

Storm, Rainwater Runoff & Flood (Where eligible)

Terms, limits and exclusions apply. See the PDS for details.

See PDS

Theft & Burglary

Terms, limits and exclusions apply. See the PDS for details.

See PDS

Replacement of Locks & Key Cylinders

Terms, limits and exclusions apply. See the PDS for details.

See PDS

Tax Audit Representation for Rental Property

Terms, limits and exclusions apply. See the PDS for details.

See PDS

Ready to apply for Landlords Insurance?

Check you're eligible and start your application online. Questions? Call 1300 368 112.

Get a Quote →

FAQS

Questions? We’re here to help.

Answers to common questions about our insurance, quotes and how to get in touch.

What insurance does NeedCover Direct offer?

Landlords Insurance is available to quote online now. Home & Contents, Car and Pet Insurance are coming soon.

Click Get a Quote and complete our online Landlords Insurance form. You'll answer some questions about you and the property. If you'd rather talk it through, call 1300 368 112.

Insurance for people who rent out a residential property. What our policy covers, its limits and its exclusions are set out in the Product Disclosure Statement (PDS).

NeedCover Direct Pty Ltd is an Authorised Representative of NeedCover Group Pty Ltd (AFSL 239911).

Not yet. Pet Insurance is coming soon, along with Home & Contents and Car Insurance. In the meantime, you can get a quote online for Landlords Insurance, or call 1300 368 112.

Call 1300 368 112 or email hello@needcover.com.au.