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1300 368 112

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PROTECTING WHAT MATTERS SHOULDN'T BE COMPLICATED

Home & Contents Insurance for Australian homes

Insurance for the home you live in and the belongings inside it. Home & Contents Insurance is coming soon. Questions? Call 1300 368 112. In the meantime, read our guide to building vs contents insurance.

Coming Soon

WHAT'S INCLUDED

What can Home & Contents Insurance help with?

Common situations home and contents insurance is designed for. Whether each one is covered, and to what limit, is set out in the PDS.

$

If your belongings are stolen

If your home is damaged by fire

If leaking water damages your home

If your home is damaged by flood

If a storm damages your home

$

If your belongings are damaged

Limits and exclusions are set out in the PDS

If someone is injured at your home

If your home can’t be lived in

If you damage someone else’s property

If you need to replace your locks

BEFORE YOU BUY

What to check in a home & contents policy

These are the main areas to compare in any home and contents policy. What our policy covers, and its limits and exclusions, are set out in the PDS.

Area

Details

Building cover

The structure of your home, such as the walls, roof and permanent fixtures. Check what the PDS counts as “building”.

See PDS

Contents cover

Your belongings inside the home, such as furniture, clothing, appliances and electronics.

See PDS

Insured events

The events a policy covers, such as fire or storm, are listed in the PDS. Check each one before you buy.

See PDS

Flood

Flood cover can vary by policy and location. Check whether it is included, optional or excluded.

See PDS

Theft & burglary

Check any conditions that apply, such as how the home must be secured.

See PDS

Accidental damage

Often an optional extra rather than standard cover. Check whether it is available.

See PDS

Legal liability

Cover if someone is injured at your home or you accidentally damage someone else’s property.

See PDS

Temporary accommodation

Some policies help with somewhere to stay if your home can’t be lived in after an insured event.

See PDS

Sum insured

Insure your home and contents for the full cost to rebuild and replace, not the market value.

See PDS

Home & Contents Insurance is coming soon

Landlords Insurance is available to quote online now. Questions? Call 1300 368 112.

Coming Soon

FAQS

Questions? We’re here to help.

Answers to common questions about our insurance, quotes and how to get in touch.

What insurance does NeedCover Direct offer?

Landlords Insurance is available to quote online now. Home & Contents, Car and Pet Insurance are coming soon.

Click Get a Quote and complete our online Landlords Insurance form. You'll answer some questions about you and the property. If you'd rather talk it through, call 1300 368 112.

Insurance for people who rent out a residential property. What our policy covers, its limits and its exclusions are set out in the Product Disclosure Statement (PDS). Learn more about Landlords Insurance.

NeedCover Direct Pty Ltd is an Authorised Representative of NeedCover Group Pty Ltd (AFSL 239911).

Not yet. Pet Insurance is coming soon, along with Home & Contents and Car Insurance. In the meantime, you can get a quote online for Landlords Insurance, or call 1300 368 112.

Call 1300 368 112 or email hello@needcover.com.au.