WHO WE ARE
Simplifying insurance to protect what matters most to you
NeedCover Direct is an online insurance brand for Australians. We offer Landlords Insurance for people who rent out a residential property. Home & Contents, Car and Pet Insurance are coming soon.
OUR COMMITMENT
The NeedCover Difference
What you can expect when you deal with us.
Online applications
Start your application online and see the eligibility questions up front.
Easy to reach
Call 1300 368 112 or email hello@needcover.com.au.
Licensed
NeedCover Direct is an Authorised Representative of NeedCover Group Pty Ltd (AFSL 239911).
OUR APPROACH
Insurance built around transparency and speed
Insurance information should be easy to find and easy to read. We set out the cover and eligibility for each product so you can decide whether it suits you, and the full details are in the PDS.
Clarity Over Complexity
We set out what is covered and what is not, so you can decide whether the cover suits you.
Efficiency When It Counts
Start your application online, at a time that suits you.
Customer-Centric Care
Questions answered by phone or email.
Licensed Security
NeedCover Direct is an Authorised Representative of NeedCover Group Pty Ltd (AFSL 239911).
WHAT WE OFFER
Explore Our Insurance Portfolio
Landlords Insurance is available to quote online now. Home & Contents, Car and Pet Insurance are coming soon.
Landlords Insurance
Insurance for Australian landlords who rent out a residential property.
Home & Contents Insurance
Coming soon for Australian homeowners and renters.
Car Insurance
Coming soon for Australian drivers.
Pet Insurance
Coming soon for Australian pet owners.
- Landlords Insurance is available to quote online now. Home & Contents, Car and Pet Insurance are coming soon.
Regulatory Standards & Australian Licensing
NeedCover Direct Pty Ltd (ABN 645 408 108, AR 123456) is an Authorised Representative of NeedCover Group Pty Ltd (ABN 28 005 729 831, AFSL 239911). We subscribe to and are bound by the Insurance Brokers Code of Practice.
AFSL
239911
ABN
645 408 108
AR
123456
NIBA
Code Subscriber
HOW IT WORKS
How applying works
Applying online takes four steps.
Step 01
Tell us what you need
Answer a few questions online about what you want to insure.
Step 02
Get your options
Review your cover options before you decide.
Step 03
Choose your cover
Choose the cover options and excess that suit you.
Step 04
Get covered
Submit your application online.
WHY NEEDCOVER
Reasons to choose NeedCover
Here's what you can expect.
Easy to reach
Call 1300 368 112 or email hello@needcover.com.au with your questions.
Apply online
Get a quote online for Landlords Insurance. Home & Contents, Car and Pet Insurance are coming soon.
Licensed
NeedCover Direct is an Authorised Representative of NeedCover Group Pty Ltd (AFSL 239911).
WHY CHOOSE US
Built for Australians who value clarity and confidence
We believe insurance should give you peace of mind from day one, not questions and headaches when something goes wrong. Here's what you can expect.
Simple & Plain English
Clear wording and product information, so you know what you're applying for.
Apply Online
Start your application online, at a time that suits you.
Australian-Focused
Insurance for Australian landlords, homeowners and drivers.
Easy to Reach
Call 1300 368 112 or email hello@needcover.com.au with your questions.
LICENSING
Working with trusted insurance partners
NeedCover Direct is an Authorised Representative of NeedCover Group Pty Ltd (AFSL 239911).
NeedCover Group
AFSL 239911
General Advice Only
Read the PDS, FSG and TMD
Code of Practice
Code Subscriber
Authorised Representative
NeedCover Direct Pty Ltd
OUR COMMITMENTS
What you can expect from NeedCover
Customer reviews will appear here once we've collected them. Until then, here's what you can expect when you deal with us.
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Each product page explains who the cover is for and points you to the PDS, so you can check the cover, limits and exclusions before you apply.
Plain-English information
All products
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Answer a few questions up front and request a Landlords Insurance quote online. Home & Contents, Car and Pet Insurance are coming soon.
Online quotes
Landlords Insurance • Home & Contents, Car and Pet coming soon
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Prefer to talk it through? Call 1300 368 112 or email hello@needcover.com.au and we'll help with your questions.
Easy to reach
Phone & email support
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NeedCover Direct is an Authorised Representative of NeedCover Group Pty Ltd (AFSL 239911). Any advice on this website is general only.
Licensed
AFSL 239911
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Landlord Essentials covers landlord contents and liability for residential rental properties, with optional Loss of Rent & Tenant Default cover.
Built for landlords
Landlords Insurance
INSURANCE EDUCATION
Insurance made easier to understand
Guides and insights to help you make informed decisions about your property and cover.
INSURANCE EDUCATION
Building vs contents insurance: what’s the difference?
Building insurance covers the structure of your home, and contents insurance covers your belongings. Here’s how to work out which one you need and how much to insure for.
INSURANCE EDUCATION
What does landlord insurance cover in Australia?
A plain-English guide to landlord insurance in Australia: building and landlord contents cover, tenant damage, loss of rent and liability, plus questions to ask before you buy.
FAQS
Questions? We’re here to help.
Answers to common questions about our insurance, quotes and how to get in touch.
What insurance does NeedCover Direct offer?
Landlords Insurance is available to quote online now. Home & Contents, Car and Pet Insurance are coming soon.
How do I apply for Landlords Insurance?
Click Get a Quote and complete our online Landlords Insurance form. You'll answer some questions about you and the property. If you'd rather talk it through, call 1300 368 112.
What is Landlords Insurance?
Insurance for people who rent out a residential property. What our policy covers, its limits and its exclusions are set out in the Product Disclosure Statement (PDS).
Is NeedCover Direct licensed?
NeedCover Direct Pty Ltd is an Authorised Representative of NeedCover Group Pty Ltd (AFSL 239911).
Do you offer Pet Insurance?
Not yet. Pet Insurance is coming soon, along with Home & Contents and Car Insurance. In the meantime, you can get a quote online for Landlords Insurance, or call 1300 368 112.
How do I contact NeedCover Direct?
Call 1300 368 112 or email hello@needcover.com.au.