PROTECTING WHAT MATTERS SHOULDN'T BE COMPLICATED
Cover that's easy to understand and there when you need it most
Our insurance products
Landlords Insurance
Insurance for Australian landlords who rent out a residential property.
Home & Contents Insurance
Coming soon for Australian homeowners and renters.
Car Insurance
Coming soon for Australian drivers.
Pet Insurance
Coming soon for Australian pet owners.
- Landlords Insurance is available to quote online now. Home & Contents, Car and Pet Insurance are coming soon.
ABOUT NEEDCOVER
Insurance that keeps things simple
NeedCover Direct is an online insurance brand for Australian landlords, homeowners and drivers. You can read about our cover, start an application online, or call us if you’d rather talk to someone.
Call 1300 368 112 or email hello@needcover.com.au.
HOW IT WORKS
How applying works
Applying online takes four steps.
Step 01
Tell us what you need
Answer a few questions online about what you want to insure.
Step 02
Get your options
Review your cover options before you decide.
Step 03
Choose your cover
Choose the cover options and excess that suit you.
Step 04
Get covered
Submit your application online.
Reasons to choose NeedCover
Easy to reach
Call 1300 368 112 or email hello@needcover.com.au with your questions.
Apply online
Get a quote online for Landlords Insurance. Home & Contents, Car and Pet Insurance are coming soon.
Licensed
NeedCover Direct is an Authorised Representative of NeedCover Group Pty Ltd (AFSL 239911).
WHY CHOOSE US
Built for Australians who value clarity and confidence
We believe insurance should give you peace of mind from day one, not questions and headaches when something goes wrong. Here's what you can expect.
Simple & Plain English
Clear wording and product information, so you know what you're applying for.
Apply Online
Start your application online, at a time that suits you.
Australian-Focused
Insurance for Australian landlords, homeowners and drivers.
Easy to Reach
Call 1300 368 112 or email hello@needcover.com.au with your questions.
OUR COMMITMENTS
NEED A HAND?
We're here to help.
Not sure which cover fits? Call 1300 368 112 or email hello@needcover.com.au and we'll help with your questions about Landlords Insurance.
OUR COMMITMENTS
What you can expect from NeedCover
Customer reviews will appear here once we've collected them. Until then, here's what you can expect when you deal with us.
LICENSING
Working with trusted insurance partners
NeedCover Direct is an Authorised Representative of NeedCover Group Pty Ltd (AFSL 239911).
NeedCover Group
AFSL 239911
General Advice Only
Read the PDS, FSG and TMD
Code of Practice
Code Subscriber
Authorised Representative
NeedCover Direct Pty Ltd
LOCAL SERVICE AREAS
Insurance support across Australia
We offer insurance to customers in Australia. Eligibility depends on the product and its underwriting criteria.
Sydney
New South Wales
Melbourne
Victoria
Brisbane
Queensland
Perth
Western Australia
Adelaide
South Australia
Canberra
Australian Capital Territory
Hobart
Tasmania
Darwin
Northern Territory
INSURANCE EDUCATION
Insurance made easier to understand
Guides and insights to help you make informed decisions about your property and cover.
INSURANCE EDUCATION
Building vs contents insurance: what’s the difference?
Building insurance covers the structure of your home, and contents insurance covers your belongings. Here’s how to work out which one you need and how much to insure for.
INSURANCE EDUCATION
What does landlord insurance cover in Australia?
A plain-English guide to landlord insurance in Australia: building and landlord contents cover, tenant damage, loss of rent and liability, plus questions to ask before you buy.
FAQS
Questions? We’re here to help.
Answers to common questions about our insurance, quotes and how to get in touch.
What insurance does NeedCover Direct offer?
Landlords Insurance is available to quote online now. Home & Contents, Car and Pet Insurance are coming soon.
How do I apply for Landlords Insurance?
Click Get a Quote and complete our online Landlords Insurance form. You'll answer some questions about you and the property. If you'd rather talk it through, call 1300 368 112.
What is Landlords Insurance?
Insurance for people who rent out a residential property. What our policy covers, its limits and its exclusions are set out in the Product Disclosure Statement (PDS).
Is NeedCover Direct licensed?
NeedCover Direct Pty Ltd is an Authorised Representative of NeedCover Group Pty Ltd (AFSL 239911).
Do you offer Pet Insurance?
Not yet. Pet Insurance is coming soon, along with Home & Contents and Car Insurance. In the meantime, you can get a quote online for Landlords Insurance, or call 1300 368 112.
How do I contact NeedCover Direct?
Call 1300 368 112 or email hello@needcover.com.au.